CDIC Protected35+ Years of TrustLive Rates

We're here
for you.

Providing easy banking and the best possible customer experience. Accounts, mortgages and GICs backed by 35+ years of expertise.

0+
Years of service
0%
Digital banking
CDIC
Deposit protection
EasyTransaction Account
e-Savings
GICs
Mortgages
First-Time Buyers
Renewals
Mobile Banking
EasyTransaction Account
e-Savings
GICs
Mortgages
First-Time Buyers
Renewals
Mobile Banking
CDIC Protected
Competitive Rates
35+ Years
Bilingual Service
Digital Banking
Personal Service
Seniors Resources
CDIC Protected
Competitive Rates
35+ Years
Bilingual Service
Digital Banking
Personal Service
Seniors Resources
Our Products

Built for your financial journey.

Simple, transparent products designed around you not the other way around.

I

EasyTransaction Account

Your everyday banking. Simple, accessible and built for daily use.

II

e-Savings

Plant your money and watch it grow with competitive savings rates.

3.45%
III

GICs

Lock in guaranteed returns. Grow your money with confidence.

IV

Mortgages

Whether you're buying your first home, renewing or switching, we'll find the right fit.

The Problem

Banking shouldn't be complicated.

01

Hidden Fees

Big banks bury you in fees and fine print. You deserve complete transparency.

SAME
02

One-Size-Fits-All

Cookie-cutter products don't fit your financial journey. You need tailored solutions.

03

Endless Hold Times

Slow service and 1-800 numbers. You want real people who actually help.

How It Works

Banking your way.

Four simple steps to better banking. No hoops. No hassle.

Layer 01

Choose Your Account

Select from our straightforward products. No hidden fees. No confusion.

Simple & clear
Layer 02

Open Online

Open your account digitally in minutes. No branch visit required.

100% digital
Layer 03

Bank Your Way

Use our mobile app, online banking or call us directly. Your choice.

Your terms
Layer 04

Grow With Us

From savings to mortgages. We're here for every stage of your financial journey.

Long-term partner
Why Peoples Bank

The gap between big bank promises
and reality is where we live.

Typical Big BanksPeoples Bank
FeesComplex, layered fee structuresSimple, transparent pricing
ProductsGeneric mass-market productsTailored financial products
ServiceLong hold times, call centresPersonal, responsive service
AccessBranch-dependent processes100% digital account opening
RelationshipLost in the crowdKnown by name
Mortgages

Mortgage services for wherever
you are in life.

I

First-Time Buyers

We'll guide you through every step of your first purchase.

II

Renewing or Switching

Get better rates when your term ends or switch lenders.

III

Upgrading or Downsizing

Find the right fit for your next chapter.

IV

Brokers

Competitive rates and fast approvals for broker partners.

Featured Rates

Competitive rates. Real value.

GIC

5-Year GIC

3.45%

Lock in guaranteed returns with our competitive GIC rates.

Mortgage

5-Year Fixed

Promotional Rate

Promotional rate on new deals with 120-day close.

What Our Clients Say

Real people. Real results.

"

Opening my account was incredibly simple. I did everything online in about ten minutes. No branch visit, no paperwork headaches. This is how banking should be.

David Chen
David Chen
Small Business Owner, Toronto
"

The personal service is what sets Peoples Bank apart. When I call, someone actually picks up. They know my name. After years at a big bank, this feels like a breath of fresh air.

Sarah Mitchell
Sarah Mitchell
Marketing Director, Vancouver
"

Our mortgage experience was seamless. The rates were competitive and the team walked us through every step. We closed on our first home without a single surprise.

James Okafor
James Okafor
First-Time Homebuyer, Ottawa
"

I switched my GICs to Peoples Bank for the better rates and stayed for the service. The online platform is clean and easy to use. Highly recommend to anyone looking for a real alternative.

Priya Sharma
Priya Sharma
Retired Teacher, Calgary
FAQ

Questions? We've got answers.

You can open your account entirely online. Visit our account opening page and follow the guided steps no branch visit required.

Yes. Peoples Bank of Canada is a member of the Canada Deposit Insurance Corporation (CDIC), protecting eligible deposits.

We offer fixed and adjustable rate mortgages for first-time buyers, renewals, switches, upgrades and downsizing.

Yes. Our mobile app lets you bank on the go with full access to your accounts, transfers and statements.

Absolutely. Our website and services are available in both English and French.

Visit our contact page or reach out directly. We pride ourselves on responsive, personal service.

Get Started

Ready to get started?
We'll help you take the first step.

No spam. No pressure. A real person will follow up within 24 hours.

Stop settling.
Start banking better.

35+ years. CDIC protected. 100% digital.